Terms and Conditions

1. Acceptance of Terms

By accessing or using the Dowthriftry website, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Dowthriftry provides AI-driven data analysis and informational tools intended to support decision-making for gig economy professionals and independent investors. The Service is provided for general informational and analytical purposes only and does not constitute financial, investment, legal, tax, or professional advice of any kind.

We do not guarantee the accuracy, completeness, timeliness, or reliability of any analysis, output, or content generated through the Service. Any reliance you place on such material is strictly at your own risk.

3. Eligibility and Account Responsibility

You must be at least 18 years of age and capable of forming a legally binding contract to use the Service. If any registration, enquiry, or account functionality is provided, you are responsible for maintaining the confidentiality of any credentials associated with your use of the Service and for all activity that occurs under your access.

4. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable local, national, or international law or regulation.
• Attempt to gain unauthorised access to any part of the Service, its systems, or related networks.
• Interfere with, disrupt, or place undue burden on the Service or its infrastructure.
• Copy, reproduce, scrape, or redistribute content from the Service without prior written consent.
• Use automated means to extract data from the Service except as expressly permitted.
• Misrepresent your identity or affiliation when interacting with the Service.

5. No Financial or Investment Advice

Nothing on the Dowthriftry website or within any tool, report, or output should be construed as a recommendation, solicitation, or offer to buy, sell, or hold any financial instrument, asset, or to pursue any particular business or investment strategy. You are solely responsible for any decisions made based on information obtained through the Service, and you should seek independent professional advice before making financial or business commitments.

6. Intellectual Property

All content, design, text, graphics, logos, and software associated with the Dowthriftry website, unless otherwise indicated, are the property of Dowthriftry or its licensors and are protected by applicable intellectual property laws. No part of the Service may be reproduced, distributed, or otherwise used for commercial purposes without prior written permission.

7. Third-Party Links and Content

The Service may contain links to third-party websites or reference third-party data sources. Dowthriftry does not control and is not responsible for the content, accuracy, or practices of any third-party resources. Inclusion of any link does not imply endorsement.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. Dowthriftry does not warrant that the Service will meet your requirements or that any defects will be corrected.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Dowthriftry and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Dowthriftry and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

11. Changes to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may also update these Terms from time to time. Any changes will be posted on this page with a revised effective date. Continued use of the Service after changes are posted constitutes acceptance of the updated Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Service, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or the operation of the Service.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Dowthriftry operates, without regard to conflict of law principles. This section should be reviewed and confirmed to reflect the applicable governing jurisdiction.

14. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

15. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Dowthriftry website.

This document is a general template provided for structural guidance and does not constitute legal advice. It should be reviewed by a qualified professional before use to ensure compliance with applicable laws and regulations relevant to your operations.